A specialist finance house focused on the capital needs of interior design studios, soft furnishings suppliers and hospitality fit-out projects.
Velvet Dots Limited was established to provide practical, responsive capital for the design and fit-out sector — businesses whose cash-flow often depends on staged payments, deposits and client approval cycles.
From our base in Athlone we arrange short-term bridging, invoice facilities and project finance for interior design practices, soft furnishings suppliers and hospitality fit-out programmes. Our approach is relationship-led and grounded in a clear understanding of project timelines and payment structures.
We work with studios, suppliers and contractors who value clarity, sector knowledge and reliable decision-making.
Launched to serve design and fit-out professionals seeking specialist short-term capital.
Expanded capability in hotel and restaurant fit-out project bridging.
Introduced flexible invoice facilities for soft furnishings and materials suppliers.
Cumulative facilities supporting clients across Ireland.
We take time to understand project stages and payment realities.
Transparent terms, realistic timelines and open communication.
Prudent underwriting that protects both clients and capital partners.
Clara has more than a decade of experience in specialised lending and project finance. She leads strategy and client relationships at Velvet Dots, ensuring facilities are structured around the real cash-flow needs of design and fit-out projects.